英文合同

时间:2021-12-19 11:16:46 合同范本 我要投稿

英文合同模板集合7篇

  随着人们法律意识的建立,能够利用到合同的场合越来越多,签订合同也是避免争端的最好方式之一。那么相关的合同到底怎么写呢?下面是小编收集整理的英文合同7篇,希望能够帮助到大家。

英文合同模板集合7篇

英文合同 篇1

  借款单位:_______________

  法定代表人:________

  贷款单位:_____________

  法定代表人:________

  保证单位:____________

  法定代表人:________

  签约日期:________

  根据《中华人民共和国合同法》的规定,借款方为保证施工生产正常进行,向贷款方申请建筑企业流动资金贷款,经贷款方审查同意发放,为明确各方权责,特签订本合同共同遵守。

  第一条 本合同规定____ 年贷款额为人民币(大写)____ 万元,用于____ 。

  第二条 借款方和贷款方必须共同遵守贷款办法,有关贷款事项按办法规定办理。

  第三条 贷款自支用之日起,按实际支用数计收利息,利率为月息____ ‰,超计划贷款的超过部分利率为月息____ ‰,逾期贷款加计利息20%,挪用贷款挪用部分加罚利息50%。

  第四条 贷款方保证按照本合同的规定供应资金,贷款方如因工作差错贻误用款,以致借款方遭受损失时,应按直接经济损失,由贷款方负责赔偿。

  第五条 贷款方有权检查贷款使用情况。检查时,借款方对调阅有关文件、帐册、凭证和报表,查核物资库存和施工生产情况等,必须给予方便。

  第六条 借款方如违反合同和贷款办法的规定,贷款方有权停止贷款,提前收回部分或全部贷款。

  第七条 担保方对借款方归还贷款本息承担责任,如果借款方未按期清偿贷款本息时,担保方应在接到贷款方还款通知后一个月内负责归还。

  第八条 本合同有效期:自____ 年____ 月____ 日起,至___ _ 年____ 月____ 日为止。

  本合同正本一式三份,签章各方各执一份。

  借款方:____________(盖章)________ 代表人____________

  贷款方:____________(盖章)________ 代表人____________

  担保方:____________(盖章)________ 代表人____________

  Contract Number: _____________

  BORROWER: ________________

  Address: _________________

  LENDER: __________________

  Address: _________________

  In accordance with provisions of Contract Law of the Peoples Republic of China and Bank of China, after reviewing the status and the request of the Borrower, the Lender agrees to grant the Borrower a line of credit on . The Borrower, Lender and Guarantor, through friendly negotiation, have executed this Contract as follows:

  ARTICLE 1 CURRENCY, AMOUNT AND TERM OF THE LOAN:

  1. The Currency under this loan is Reiminbi.

  2. The Line of the loan is yuan.

  3. The period of this loan is 12 months from the date of effectiveness of this contract.

  ARTICLE 2 THE PURPOSE OF THE LOAN:

  1. The purpose of this loan is used for working capital turnover.

  2. Without written approval of the Lender, the Borrower could not use the loan out of the scope of the purpose.

  ARTICLE 3 INTEREST RATE AND CALCULATION OF INTEREST:

  1. Interest rate: The interest rate shall be [***] During the loan term, if the countrys related authority adjusted the interest rate or the manner of calculation of interest, the interest of this

英文合同 篇2

  Contract No.: LYLS-01-20121228

  日期:20xx-12-28

  Date: 20xx-12-28

  签约地点:

  Place: ZIYANG, CHINA 合 同 Contract 合同号:

  买方:

  The buyers: Sichuan LianYou Textile Industry Corporation (LMT)

  General Manager: Huang De

  卖方:

  The sellers: German Textile Machinery Company

  Sales Manager: David Paul

  本合同由买卖双方根据下列条款和条件,经买卖双方共同协商签订,以便共同遵守

  This contract is made by and between the buyer and the seller: whereby the buyer and the seller agree to the under-mentioned goods subject to the terms and conditions as stipulated below:

  1. 商品名称和规格

  Name of Commodity and Specification

  Name of Commodity :Flexible Rapier Loom抗扰箭杆织布机

  Specifications: MIG,德国最新生产MIG型号

  Quantity:50.00sets

  Unit price: USD$150000.00/set CIF5% SHANGHAI, CHINA

  Total value: USD$ 7500000.00

  2. 原产国及制造厂商:

  Country of origin & manufacturer: Germany

  3. 装运期限:

  Shipping date: NOT LATER THAN MAR 30, 20xx

  4. 装运口岸:

  Port of loading: Hamburger Germany

  5. 到货口岸

  Port of destination: SHANGHAI, CHINA

  6. 付款条件:

  Terms of payment: 100% of the total value will be paid by L/C at 90 days at sight.

  7. 包装:需用适合长途海运,防潮、防湿、防震、防锈、耐粗暴搬运的包装,由包装不良

  所发生的损失,由于采用不充分或不妥善的防护措施而造成的任何锈损,卖方应负担由此产生的一切费用和/或损失。

  Packing: The packages should be suitable for long distance freight transportation and well protected against dampness, moisture, shock, rust and rough handling. The sellers shall be liable for any damage to the goods on account of improper packing and for any rust damage attributable to inadequate or improper protective measures taken by the sellers.

  8. 装运条款:卖方保证按时将合同所述货物运往买方港口。

  Terms of shipment: The seller shall ship the goods within the shipping date from the port of shipment to the

  port of destination. Transshipment is not allowed without the buyer’s consent.

  9. 装运通知:货物全部装船后,卖方将于10个工作日内将合同编号、商品名称、数量、毛重、发票金额、船名和开船日期传真通知买方。

  Shipping advice: The seller shall within 10 working days after the completion of the loading of the goods advise by fax the buyers of the contract No., commodity, quantity, invoice value, gross weight, name of vessel and date of sailing.

  10. 保险:

  Insurance: Insurance shall be covered by the seller for 110% of the invoice value against Additional Risks and Strike Risks 11. 检验: Inspection 卖方须在装运前15日委托德国机械进出口检验机构对本合同之货物进行检验并出具检验证书,货到目的港后,由买方委托中国进出口货物检验机构进行检验。 The Seller shall have the goods inspected by 15 days before the shipment and have the Inspection Certificate issued by German Machinery I/E Inspection Bureau. The Buyer may have the goods reinspected by China I/E Inspection Corporation Shanghai Branch after the goods arrived at the destination.

  12. 索赔:货物到达买方后,买方应向中国进出口商品检验检疫局申请对质量、规格、数量进行初步检验,并出具检验证明书,如发现货物品质、规格、数量与合同不符,除保险公司或船运公司应负责的以外,买方在货到90天内有权换货或索赔,一切费用(如商检费、相关的运费、保险费etc)由卖方承担。

  Claims: Within 90 days after the arrival of goods at destination should be quality, specifications or quantity be found not in conformity with the stipulations of the contract except those claims for which the insurance company or the owners of the vessel are liable. the buyers shall, on the strength of the inspection certificate issued by Entry-Exit Inspection and Quarantine of the People’s Republic of China have the right to claim for replacement with new goods or for compensation and all the expenses (such as inspection charges, freight for returning the goods and for sending the replacement insurance premium) shall be borne by the sellers.

  12. 仲裁:凡有关本合同或执行本合同而发生的一切争执,应通过友好协商解决。如不能解决,则应申请进行仲裁。仲裁将在中国贸易促进委员会仲裁委员会进行。其做出的裁决是最终的,买卖双方均应受其约束,任何一方不得向法院或其他机关申请变更。仲裁费用由败诉方负担。

  Arbitration: All disputes in connection with this contract or the execution thereof shall be settled through friendly negotiation, in case no settlement can be reached through negotiations, the case under dispute shall be submitted for arbitration to the China Economic and Trade Arbitration Commission Beijing in accordance with the provisional rules of procedures promulgated by the said arbitration commission. The award of the arbitration shall be final and binding upon both parties for revising the decision. The arbitration fee shall be borne by the losing part.

  13. 不可抗力:由于人力不可抗拒事故,而卖方交货迟延或不能交货时,责任不在卖方,但卖方应立即将事故通知买方,并于事故发生后十四天内将事故发生地政府主管机关出具的事故证明用空邮寄交卖方为证。

  Force Majeure: The seller shall not be held responsible for any delay in delivery or non-delivery of the goods due to force majeure, which might occur during the process of manufacturing or in the course of loading or transit. However, the seller shall advise the buyer immediately of such occurrence and within 14 days thereafter, the seller shall send by airmail to the buyers for their acceptance a certificate of the accident issued by the competent government authorities of the place where the accident occurs as evidence thereof.

  14. 附加条款:本合同一式二份买卖双方各执一份。

  Supplements and other terms: This contract is made in two originals, one original to be held by each party. The original pieces have the same law effect to each party. All the disputes would be solved by the buyer within the people’s court of Sichuan province according to the Contract Law of PRC.

英文合同 篇3

  Mrs. Ghazala Waheed wo Abdul Waheed, Adult, Ro House No.***-*, DHA, Lahore Cantt, (hereinafter to as the LESSOR of the ONE PART).

  And

  Mr.* ***,Ro China, refereed to as the LESSEE of the OTHER PART.(Expression “LESSOR”

  and “LESSEE” wherever the context so permit shall always mean and include their reective heirs, successors legal representative and assignees).

  WHEREAS the LESSOR is the lawful owner and in lawful possession of House No,***-*,DHA,

  Lahore Cantt, consisting of 4 Bedrooms with bath, DD,TV; Lounge, Kitchen, Store, Servant, Quarter together with fixtures and fitting (hereinafter collectively called the DEMISED PREMISES).

  AND WHEREAS the LESSOR has agreed the lease and the LESSEE has agreed to take on lease the DEMISED PREMISES on the terms and condition as given below:-

  1.This agreement in only valid if LESSEE is renewed and extended for the lease period.

  2. The LESSOR lets LESSEE takes the DEMISSED PREMISES for a period of 2 months

  Commencing from 5th January xx年,自 年 月____日起至_______年____月____日止。

  the tenancy shall be for a term of years,commencing on ______________and expiring on __________________.

  4.2 租赁期满,如乙方不再根据此条款续约,甲方有权收回全部出租房屋,乙方应如

  期交换出租房屋予甲方。乙方如要求续租,须在本合同期满三个月前向甲方提出书面申请,再由双方另行续租事宜。

  on expiry of the tenancy, if party b has not exercised its option to renew this agreement in accordance with this clause,party a has the right to repossess the entire leased property,and party b shall deliver the leased property to the party a provided always that party b shall have the option to renew this agreement upon giving prior written novice to party a of its intention to do so that least three(3) months before the expiration of this agreement.

  五、租金:

  rent

  5. 双方谈定的租金为每月____________________人民币,租金包括除水、电、液化气、电话费以外的一切管理费。

  the rent for the leased property as agreed to by both parties is rmb___________yuan per month, which rent includes all management fee.

  5.2 支付甲方壹个月的租金,应在每个月的第十天以前支付给甲方。

  party b pay the rental fee before the tenth day of every calendar one month.

  5.3 所有保证金、租金等费用均以人民币通过银行汇入甲方所提供的以下银行账户及户名:

  账号:____________________户名:______________开户行:____________________

  all payments of security deposit,rent fee,etc heteunder shall be made be made by bank transfer rmb to party a's following account.

  account no:________________________,user name:_____________bank:___ ________ __

  六、保证金:

  security deposit:

  6. 为确保出租房屋及其设施之安全并完好及租赁期内相关费用之如期结算,乙方同意于签订合同 0天内支付给甲方贰个月租金的租赁押金计__________________人民币作为乙方确保合同履行之保证金。乙方搬入后十天内付壹个与租金计______________人民币。

  to ensure the protection and good condition of the leased property and the related facilities as well as the prompt payment and settlement of all related charges during the term of tenancy,party b agrees to pay to party a with 0 days when the execution of this agreement a security for party b’s obligations hereunder. when party b move in,party b pay one month’s rental in the amount of___________with 0days.

  6.2 除合同另有约定之外,甲方应于租赁期满或此合同提前终止之期且乙方透空、点清并付清所有应付费用后,当天将保证金全额无息退还乙方,如保证金以人民币支付,届时也应以人民币形式退还。

  unless otherwise provided in this agreement, party a shall return to party b the entire security deposit without interest thereon upon expiration or soonder detemination of this agreement provide that party b has vzcated the leased property and settled all related charges. if this security deposit was paid in rmb,it shall be returned to party b in the form of rmb.

  七、其他费用:

  other charges:

  乙方应承担租赁期内实际使用而产生的水、电、液化气费、电话费并按单自行如期交纳所属管理公司或有关机构。

  during the term of tenancy,party b is reonsible for paying the charges in relation to water, electricity, gas,telephone charges on the basis of the amount of such utilities party b uses. such charges shall be paid when due according to the invoice therefore received by party b from the management company or relevant authority every month.

  八、甲方的责任:

  party a’s obligations:

  8. 甲方须按时将出租房屋及其家私家具用品与其设施以良好状态交付乙方使用。

  party a shall deliver on schedule to party bvacant possession of the leased property including the furniture,furnishing and appliances and the related facilities for party b’s use(furniture,furnishing and appliances to be detailed in appendisl.)

  8.2 租赁期内甲方不得收回出租房屋(除非本合同另有规定),甲方保证乙方可不受干扰的享用该物业。

  party a shall not repossess the leased property during the term of party a disturb of interfere with party b’s quiet enjoyment of the leased property.

  8.3 在乙方遵守本合同的条款及支付租金的前提下,乙方有权于租赁期内拒绝甲方或其他人骚扰而安静享用出租房屋。

  proviede that party b pays the rent and performs and observes party b’s terms and conditions in accordavce with this agreement, party b shall be entitled to hold and enjoy the leased property throughout the term of this tenancy without any interruption by party a or any other person.

  8.4 租赁期内出租房屋的结构,进出物业的排水、上下管道、电路等处于良好使用状态。

  party a agrees to repair and maintain the structure,drains, pipes and cables, etc.leading in to or from the leased property at all times in good and tenable repair during the term of this tenancy.

  九、乙方的责任:

  party b’s obligations:

  9. 乙方应按合同的规定,按时支付租金,保证金及其他各项应付费用。

  party b shall promptly pay all rent ,security deposit and other charges payable by it in accordance with the terms of this agreement.

  9.2 乙方应爱护使用出租房屋,如因乙方的过失或过错致使房屋设施及屋内用具和饰品受到损坏(正常损耗除外),乙方应负赔偿责任。

  paryt b shall treat the leased property with care. if as a result of party b’s negligence or misconduct, the leased property and the related facilities and accessorties suffer any damage(fair wear and tear excepted ),party b shall be reonsible for compensating party a for such damages.

  9.3 乙方应按本合同的约定合法使用出租房屋,不得擅自改变使用性质,不应存放中华人民共和国法律下所禁止的危险物品,如因此发生损害,乙方应承担全部责任。

  party b shall use the leased property legally as agreed in this agreement and may not change such use on its own…party b shall not store any dangerous items which are prohibited by the laws in the people’s republic of china in the leased property and shall be fully reonsible for any admages of losses as result thereof.

  9.4 未经甲方事先书面同意,乙方不得将出租房屋转租或租给其他的第三者。

  without party a’s prior written consent ,party b may not assign the tenancy or sublet the leased property to a third party.

  十、违约处理:

  breach of agreement :

  10. 1 甲、乙任何一方如未按本合同的条款履行,构成违约,应承担相应的违约责任。双方同意违约方应赔偿守约方之直接损失人民币____________元。

  if either party a or party b fails to perform its obligations hereunder ,it shall constitute a breach of this agreement and the defaulting party shall be liable for the liabilities resulting from such breach. the parties agree that the party in breach shall pay the other party compensation ____________________for the direct loss and damage suffered by the other party as result of such breach .

  10.2 乙方有下列行为之一的,甲方有权终止本合同,收回出租房屋,并且保证金不予返还;

  party a shall have the right to terminage this agreement ,repossess the leased property and forfeit the security deposit if party b commits one of the following:

  a.未得甲方书面书面同意,将出租房屋擅自转租;

  sublets the leased property without party a’s written consent;

  b.未得甲方同意将出租房擅自拆改结构或改变用途的:

  alters the structure of the leased property or uses the leased property other than for the purpose started herein without party a’s consent;

  c.无故拖欠租金超过三天(除双方就本合同存在争议除外)。

  fails to pay rent without any reason for more than thirty (30)days after the due date except where there is a diute in reect of this agreement.

  十一、适用法律:

  applicable law:

  本合同的成立,其有效性、结实、签署和解决与其他有关的一切纠纷均应受中国法律的管辖并依据中国法律解释。

  the formation of this agreement ,its validity,interpretation,executiong and settlement of any diutes arising hereunder shall be governed by and construed in accordance with the laws of the people’s republic of china.

  十二、争议的解决:

  diute resolution:

  凡因执行本合同所产生的或与本合同有关的一切争议,双方应通过友好协商解决;协商不成,应提交中国国际经济贸易仲裁委员会,按其仲裁规则和中华人民共和国仲裁法进行仲裁。仲裁解决是终局的,对双方都有约束力。

  in the case of diutes arising over this agreement of any matters related hereto ,the parties shall negotiate in good faith to resolve such diutes.if such negotiation fails, the parties shall submit the diute to arbitration by the china international economic and trade arbitration commission in accordance with its arbitration rules and the arbitration law of the people’s republic of china.the decision of the arbitration body is final and shall be binding on the parties hereto.

  十三、其他

  others:

  13. 1 本合同如有未尽事宜,由甲、乙双方洽谈解决。

  if this agreement it unclear with reect to certain matters, the two parties shall discuss to resolve such ambiguities.

  13.2 本合同由中、英文写成,两种文本具有同等效力。

  this agreement is written both in the chinese and english languages.both versions shall be equally authentic.

  13.3 本合同经双方签字后立即生效,未经双方同意,不得任意终止或修改,本合同另有约定除外,本合同一式二份,甲、乙双方各执一份。

  this agreement shall become effective upon the signing thereof by the parties hereto an registration with the relevant authorities.save and except as provided in this agreement ,this agreement may not bye terminated or amended without the consent of both parties.there are two(2) originals of this agreement ,one for party a,one for party b.

  本合同于__________年 月_____日签订。

  this agreement was signed in __________________on ________________

  甲方: 乙方:

  partya: partyb:

  盖章: 盖章:

  seal: seal:

  地址: 地址:

  address: address:

  电话: 电话:

  telephone number: telephone number:

  传真: 传真:

英文合同 篇4

  金苑服饰有限公司销售合同

  Jinyuan Garments & Accessories Co., Ltd

  SALES CONTRACT

  合同编号:JYFS120602

  CONTRACT NO. JYFS120602

  日期:20xx年6月22日

  DATEJune 22, 20xx

  买方美国纽约第五大道服装大卖场

  联系电话:+537 070 186 532传真:+537 070 186 532

  BUYERThe United States 5th Avenue clothing hypermarket

  TEL: +537 070 186 532 FAX: +537 070

  卖方中国福建金苑服饰有限公司

  联系电话:0595—7656300 传真:0595—7656300

  SELLERChina Fujian Jinyuan GARMENTS & ACCESSORIES CO.,

  LTD

  TEL: 0595—7656300 FAX: 0595—7656300

  双方同意按下列条款由买方购进卖方售出下列商品: The Buyers agree to buy and the Sellers agree to sell the following goods on terms and conditions as below :

  (1) 货物名称及规格,包装及装运标志 | (2) 数 量(件)| (3) 单 价(美元) | (4) 总 价(美元)

  Name of Commodity, Specifications, QuantityUnit Price ($)Total Amount($)

  Packing and Shipping Marks

  金苑20xx新品衬衫,货号:A22105400024.00 96000.00

  Jinyuan20xx New Shirt, Item No.A22105 4000 24.00 96000.00

  金苑20xx新品衬衫,货号:H22103400024.70 98800.00

  Jinyuan20xx New Shirt , Item No.h22103 4000 24.70 98800.00

  金苑20xx新品衬衫,货号:A22111400021.30 85200.00

  Jinyuan20xx New Shirt , Item NoA22111 400021.30 85200.00

  金苑20xx新品休闲淑女裤, 600030.50 183000.00

  货号:C22105

  Jinyuan 20xx New Casual Lady pants 6000 30.50183000.00

  Item No.:C22105

  金苑20xx新品休闲七分裤, 600032.40 194400.00

  Jinyuan20xx New Casual Cropped pants6000 32.40 194400.00

  货号:C22108

  Item No. C22108

  规格

  Specification

  材料:50%—80%棉,20%—50%涤纶;Material: 50%-80% cotton 20%-50% dacron

  尺寸:S—XL,每种款式各个尺寸配送 Size:S-XL, The distribution number of each style in all size,

  namely each size distribute 1/4 of the total number

  配送数量,即每个尺寸配送数量占每种

  总数量的1/4;

  颜色:每种产品所具有的颜色都配送相 Color:the color of each kind of product distribute the same quantity.namely distribution quantity=total number/the number of color

  等数量,即配送数量=总件数/颜色总数;

  包装:单件产品用透明塑料袋包装,每个Packing:A single product with a transparent plastic bag

  纸箱装50件尺寸一致的产品,纸箱外部 50 pieces of products in each carton of the same size

  由防水袋包裹,内置50克干燥剂一袋,Wrapped by waterproof bag, with a bag of 50 grams desiccant

  纸箱规格为60*70*900(mm);并配 Carton standard 60*70*900(mm)

  送24000个金苑服饰购物袋。Distribute 24000 pieces of Jinyuan shipping bags.

  装运标志:

  Shipping mark 总计: Total No. (装运数量允许有2%的增减 Shipping Quantity Two Percent More or Less Allowed)

  (5) 装运期限

  Time of Shipment50DAYS AFTER THE SELLER RECEIVE

  THE L/C.

  (1) 装运口岸 福建泉州新港

  Port of shipment

  (2) 目的口岸 伊丽莎白港

  Port of Destination

  (3) 保险投保

  Insurance

  (4) 付款条件

  Terms of Payment IRREVOCABLE L/C AT SIGHT

  该信用证必须在 45天 前开到卖方, 信用证的有效期应为装船期后15天, 在上述装运口岸

  到期, 否则卖方有权取消本售货合约并保留因此而发生的一切损失的索赔权 .

  The covering Letter of Credit must reach the Sellers 45 Days Prior to the Shipment Date

  and is to remain valid in above indicated Loading Ports 15 days after the date of shipment, failing

  which the Sellers reserve the right to cancel this Sales Contract and to claim from the Buyers

  compensation for losses resulting therefrom.

  其他条款 OTHER TERMS :

  (1)异议 : 品质异议须于货到目的口岸之日起30天内提出,数量异议须于货到目的口岸之日 ALL RISK AND WAR RISK COVERED BY BUYER

  起15天内提出。 但均须提供经卖方同意的公证行的检验证明. 如责任属于卖方者卖方于收到异议20天内答复买方并提出处理意见.

  QUALITY/QUANTITY DISCREPANCY: In case of quality discrepancy, claim shou

  ld be filed by the Buyers within 30 days after the arrival of the goods at port of destination, while for quantity discrepancy claim should be filed by the Buyers within 15 days after the arrival of the goods at port of destination. In all cases, claims must be accompanied by Survey Reports of Recognized Public Surveyors agreed to by the Sellers. Should the responsibility of the subject under claim be found to rest on part of the Sellers, the Sellers shall, within 20 days after receipt of the claim, send his reply to the Buyers together with suggestion for settlement..

  (2)信用证内应明确规定卖方有权可多装或少装所注名的百分数,并按实际装运数量议付。(信用证之金额应较本售货合约的金额增加相应的百分数)

  The Sellers reserve the option of shipping the indicated percentage more or less than the quantity hereby contracted, and the Letter of Credit shall be negotiated for the amount covering the value of quantity actually shipped. (The Buyers are requested to establish the L/C in accord with the indicated percentage over the total value of order as per this Sales Contract.)

  (3)信用证内容须严格符合本售货合约的规定,否则修改信用证的费用由买方负担,卖方亦 不负因修改信用证而延误装运的责任。并保留因此而发生的一切损失的索赔权。

  The contents of the Letter of Credit shall be in strict accordance with stipulations of the Sales Contract; in case of any variation thereof necessitating amendment of the L/C, the Buyers shall bear the expenses for effecting the amendment. The sellers shall not be held responsible for possible delay of shipment resulting from awaiting the amendment of the L/C, and reserve the right to claim from the Buyers compensation for the losses resulting therefrom..

  (4)除经约定保险归买方投保者外,由卖方向中国的保险公司投保。如买方须增加保险额或 须加保其他险,可于装船前提出,经买方同意后代为投保,其费用由买方负担。

  Except where the insurance is covered by the Buyers as arranged, insurance is to be covered by the Sellers with a Chinese insurance company. If insurance for additional amount and/or for other insurance terms is required by the Buyers, prior notice to this effect must reach the Sellers before shipment and is subject to the Sellers’ agreement, and the extra insurance premium shall be for the Buyers’ account..

  (5)买方须将申请许可证副本(经有关银行副署)寄给卖方俟许可证批出后再即用传真通知

  卖方,假如许可证被驳退,买方须征得卖方的同意方可重行申请许可证。

  The Buyers are requested to send the Sellers authentic copy of the License-application (endorsed by the relative bank) filed by the Buyers and to advise the Sellers by fax immediately when the said License is obtained. Should the Buyers intend to file reapplication for License in cases of rejection of the original application, the Buyers shall contact the Sellers and obtain the latter’s consent before filing reapplication..

  (6)商品检验:产地证明书或中国有关机构所签发的品质数量/重量检验证,作为品质数量/ 重

  量的交货依据。

  INSPECTION:The Certificate of Origin and/or the Inspection Certification ofQuality/Quantity/Weight issued by the relative institute shall be taken as the basis for the shipping Quality/Quantity/Weight..

  (7)因人力不可抗拒事故,使卖方不能在本售货合约规定期限内交货或不能交货,卖方不负

  责任,但是卖方必须立即以传真通知买方,如果买方提出要求,卖方应以挂号函向买方提供由中国国际贸易促进委员会或有关机构出具的证明,证明事故的存在。买方不能领到进口证不能被认为系属人力不可抗拒范围。

  The Sellers shall not be held responsible if they owing to Force Majeure cause or causes fail to make

  delivery within the time stipulated in this Sales contrast or cannot delivery the goods. However the Sellers shall inform immediately the Buyers by fax. . The Sellers shall delivery to the Buyers by registered letter, if it is requested by the Buyers, a certificate issued by the China council for the Promotion of International Trade or by any competent authority, certifying to the existence of the said cause or causes. Buyers’ failure to obtain the relative Import license is not to be treated as Force Majeure.

  (8)仲裁 : 凡因执行本合约或有关本合约所发生的一切争执,双方应以友好方式协商解决, 如果协商不能解决,应提交北京中国国际贸易促进委员会对外贸易仲裁委员会根据中国国际贸易促进委员会对外贸易仲裁委员会的仲裁程序暂行规则进行仲裁,仲裁裁决是终局的,对双方都有约束力。

  ARBITRATION : All disputes arising in connection with the Sales Contract of the executionthereof shall be settled amicably by negotiation. In case no settlement can be reached, the case under dispute shall then be submitted for arbitration to the Foreign Trade Arbitration commission of the China Council for the Promotion of International Trade in accordance with the Provisional Rules of Procedure of the Foreign Trade Arbitration commission of the China council for the Promotion of International Trade. The decision of the Commission shall be accepted as final and binding upon both parties.

  买方:美国第五大道服装大卖场卖方:中国福建金苑服饰有限公司

  THE BUYERS:The United States 5th Avenue clothing hypermarket

  THE SELLERS: China Fujian Jinyuan Garments Co., Ltd.

  买方代表签字:卖方代表签字:

  Buyer representative signature: Seller representative signature:

英文合同 篇5

  Anti-Dilution

  反稀释条款 The Conversion Price shall be adjusted on a full-ratchet basis for issuance of any securities of the Company at a purchase price less than the then-effective conversion price. Additionally, the Conversion Price shall be proportionally adjusted for share splits, share dividends, recapitalizations and the like.

  若公司以低于届时转股价格的价格发行任何证券,转股价格将调整为新发行的证券的价格。发生股票分拆、发放股票股利、再资本化和类似情形时,转股价格亦将按比例作相应调整。

  Protective Provisions

  保护性条款 The consent of 75% of the CN holders will be required for any of the following actions of the Company and its subsidiaries:

  公司及其子公司的下述事项须征得75%的可转换债券持有人同意:

  1) Amendment to the Memorandum of Articles of Association

  公司章程的修改

  2) Make any material change in the nature of its business

  公司业务性质的任何重大改变

  3) Merger, consolidation, reorganization, liquidation, dissolution, or winding-up

  合并、收购、重组、清算、解散或停业

  4) Acquire, grant an operating right in relation to or otherwise dispose of any shares or securities or material part of its business or assets (excluding current assets)

  股权、重要业务或重大资产(不包括流动资产)的收购、处置,经营权的获取、授予

  5) Sell, mortgage, pledge, lease, transfer or otherwise dispose of a substantial portion of assets 重大资产的出售、抵押、担保、租赁、转让或处置

  6) Issuance of equity or debt securities, repurchase or redemption of any equity security: re-classification of issued securities; increases, decreases or alters the existing issued share capital 股权或债权证券的发行,任何股权证券的赎回,已发行证券的重新分类,现有股本的增加、减少或改变

  7) Declaration or payment of dividends

  宣布发放或支付股利

  8) Enter into any joint venture, partnership or consortium arrangement

  签订任何合营或联营协议

  9) Termination, or material amendment to the terms of stock option plan including number of options, vesting period, and exercise price of options

  股票期权计划的终止,或其中条款的重大改变(包括期权总额、行权期、行权价格)

  10) Any loans to any director, officer or employee

  提供给任何董事、高管人员或雇员的贷款

  11) Any related party transaction outside the ordinary course of business

  任何非正常业务之外的关联交易

  12) Incurrence of any external borrowing by the Company which exceeds US$ [ ], or a series of external borrowing by the Company which in the aggregate over any 12 month period exceed US$ [ ].

  公司超过[ ]美元的任何外部借贷,或12个月内累计超过[ ]美元的一系列外部借贷的发生

  13) Change the terms of employment of any employee whose base salary is in excess of US$50,000 per annum

  任何底薪超过5万美元/年的雇员雇用条款的改变

  14) Hire or dismiss key management staff

  聘用或解雇关键管理人员

  15) Enter into any contract or arrangement which involves a consideration or payment exceeding US$[ ] to be made within any one year

  任何1年内须支付对价超过[ ]美元的合同或安排的达成

  16) Change of the Auditors or any material change in accounting practices or policies

  审计师事务所的变更或任何会计制度或政策的重大改变

  17) Select the listing exchange or the underwriters for an IPO or approve the valuation and terms and conditions for the IPO, whether or not the IPO is a Qualified IPO

  IPO上市交易所或承销商的选择,或IPO(不管是否合格IPO)估值以及条款的批准

  18) Annual budget including capital expenditure.

  年度预算(包括资本支出)。

  Undertakings by Founders

  创始人股东保证 The Founders undertakes with the Investors that, at all times after the Closing Date, they will not sell or transfer any of their shares prior to the completion of a Qualified IPO, unless the prior written consent is obtained from the Investors.

  创始人股东向投资人保证,投资交易完成日之后到合格IPO完成之前,不出售或转让任何持有的公司股份,除非事先得到投资人的书面许可。

  Pre-emptive Rights

  优先购买权 The Investors shall have a pro-rata right, based on their percentage equity ownership on a as-if converted basis, to participate in any subsequent equity financing of the Company on the same price and terms and conditions as the Company proposes to offer such new securities. The Investors will have a right to subscribe any portion of the new issue that is not subscribed by the existing shareholders.

  投资人将有权优先按比例(根据假定转换为普通股后在总股本中所占的比例),以相同价格和条件参与公司后续的权益融资。投资人将有权优先认购现有股东在新证券发行中未认购的股份。

  Right of First Refusal, and Co-Sale Rights

  优先受让权和共同出售权 The Investors shall have first refusal rights and co-sale rights whereby any holder of Ordinary Shares who proposed to sell all or a portion of his shares to a third party must first permit the investors at their option (i) to purchase such shares on the same terms as the proposed transferee, or (ii) sell a proportionate part of their shares on the same terms offered by the proposed transferee. Such rights of first refusal and co-sale rights would terminate upon the closing of a Qualified IPO.

  投资人享有优先受让权和共同销售权,任何欲向第三方出售全部或部分股份的普通股股东须首先允许投资人 (i) 以与拟受让人同等条款购买该股份,或 (ii) 以同等条款按比例向拟受让人出售股份。合格IPO完成后,该优先受让权和共同出售权即终止。

  Information Rights

  信息获取权 The Company shall provide to all Investors:

  公司须向所有投资人提供:

  1) audited consolidated profit and loss accounts, balance sheets and statements of cash flow of the Company within three (3) months after the end of each financial year;

  每个会计年度结束后3个月内提供公司经审计的合并损益表、资产负债表和现金流量表;

  2) monthly management accounts of the Company and individual company standard accounts for each entity within the Company, to be provided within 15 business days after each month end; 每月度结束后15个工作日内提供公司月度管理报表及公司内每一主体单独的标准报表;

  3) quarterly consolidated management accounts within 30 days after each quarter end;

  每季度结束后30日内提供合并的季度管理报表;

  4) annual budgets and forecasts not less than 30 days prior to the commencement of each financial year;

  不迟于每个会计年度开始30日前提年度预算和财务预测;

  5) all other information which Investors may reasonably require within 7 days of the Company’s receipt of a notice requesting such information, or a clear demonstration of best efforts if more than 7 days are required;

  在收到信息索要通知后7日内提供投资人合理要求的任何其他信息,如果需要7天以上,则需提供公司已尽最大努力的清楚证明;

  6) full details of any progress in relation to any IPO of all or part of the business as soon as practicable;

  及时提供公司全部或部分业务IPO相关的任何进展的细节;

  7) access to books and records, the facilities, properties, management, employees, and accounting and legal advisors of the Company at any reasonable time after reasonable prior notice by Investors;

  在投资人提前通知后的合理时间内,准许其接触帐簿和记录、设施、房产、管理层、员工,以及会计和法律顾问;

  8) prompt notification of any withdrawal of bank facilities of the Company, and the Company’s best efforts to restore adequate banking facilities;

  在银行撤销公司任何授信额度时,迅即通知投资人,以及公司为恢复足够的银行授信所做的最大努力;

  9) prompt notification of any material litigation or any circumstances that would likely give rise to material litigation; and

  迅即通知任何重大诉讼或可能导致重大诉讼的情形;以及

  10) prior notification of any change in the equity percentages of any subsidiary or affiliate, or any joint venture to which the Company is a party.

  提前通知投资人任何下属子公司、附属企业或公司作为其中一方的合资企业股权结构的任何变化。

  All financial statements shall be prepared to Investors in English and prepared in accordance with IAS.

  所有财务报表均应以英语提供给投资人,并依照国际会计准则编制。

  These information rights shall terminate upon the IPO of the Company.

  公司IPO后,投资人的上述信息获取权即终止。

  Registration Rights

  注册权 1) Demand, S-3, F-3 or Equivalent, and Piggyback Rights: The specific terms of registration rights would include at least the following: (i) starting three years after the Closing Date, the holders of 50% of the outstanding CN may request a Form F-1 registration statement to be filed; (ii) starting one year after the IPO, two (2) demand registrations upon request of holders of 50% of the outstanding CN on Form S-3 or F-3 or equivalent if listed on a non-US stock exchange; (iii) unlimited piggyback registrations in connection with registrations of shares for the account of the Company or selling shareholders exercising demand rights; and (iv) cut-back provisions providing that registrations must include at least 25% of the shares requested to be included by the holders of registrable securities and employees, directors, etc. must be cut back before the holders of registrable securities would be cut back.

  要求注册、按S-3、F-3(或相当的表格)注册和附带注册权:注册权的特定条款至少包括如下内容:(i) 本次融资完成3年后,持有50%已发行可转换债券的股东有权要求公司向美国SEC提交F-1注册申请; (ii) IPO后1年内,持有50%已发行可转换债券的股东有权向公司提出两次按S-3、F-3(或相当的表格,若在美国之外的股票交易所挂牌)请求注册; (iii) 次数不限的当公司或其他出售股票的股东注册时的附带注册权或与其相当的权利;以及 (iv) 注册削减条款:任何注册削减条款应规定,所有注册(除与IPO相关的注册)应至少满足原持有人要求注册数的25%,且股东要求的注册数被削减的前提是公司的董事、高管、员工、顾问和普通股股东要求的注册数首先被削减。

  2) Expenses: The Company would bear the registration expenses (excluding underwriting discounts and commissions but including all other expenses related to the registration) of all such demand, piggyback and S-3, F-3 or equivalent registration.

  费用:公司应承担上述注册的注册费用(不包括承销折让与佣金,但包括所有其他与注册相关的费用)。

  3) Transfer of Rights: The registration rights may be transferred.

  权利的转让:注册权可以转让。

  4) Termination: The registration rights would terminate on the earlier date of: (1) five (5) years after the closing of this financing, or (2) when any holder can sell all of such holder’s shares in any three-month period without registration pursuant to Rule 144 under the 1934 Act.

  权利的终止:注册权在下述较早实现之日终止:(1) 本次融资完成5年后,或 (2) 任何股东可以依据美国1934年《证券交易法》第144条在任何3个月期内出售所有股份而不必登记之时。

  Exclusivity

  排他性 The Investors will have the exclusive right to negotiate and complete the Investment for a period of eight weeks from the signing of this Term Sheet. During this Exclusive Period, neither the Company, nor the Founders, shall provide information, solicit or entertain proposals, or conduct any discussion or negotiation with any third party regarding the issuance of shares or other securities or instruments by the Company, or any other subsidiary or affiliate of the Company.

  自本投资条款签署之日起八周内,投资人享有商洽并完成投资的排他性权利。在排他期限内,公司或公司创始人股东均不得就公司、子公司或其他附属公司发行股份、其他证券或金融工具事宜向任何第三方提供信息、发出要约邀请或意向,或与第三方进行任何探讨或谈判。

  Costs

  费用 The Company shall bear all costs and expenses reasonably incurred by the Investors in relation to the Investors’ investment contemplated under this Term Sheet including but not limited to the preparation, negotiation and execution of Transaction Documents and the legal, financial, commercial and technical due diligence undertaken by the Investors, up to a maximum limit of US$200,000.

  投资人依照本投资条款而合理支出的全部成本和费用(包括但不限于交易文件的'准备、谈判、实施以及法律/财务/商业/技术尽职调查费用)由公司承担,其上限为20万美元。

  In the event Completion does not take place, the Company and the Investors shall bear their own costs and expenses, provided that if the Company unilaterally decides not to proceed with Completion, the Company shall bear all costs and expenses reasonably incurred by or on behalf of the Investors in relation to the Investors’ intended investment under this Term Sheet including but not limited to the preparation and negotiation of the Transaction Documents and the due diligence undertaken by the Investors, up to a maximum limit of US$200,000.

  在投资最终未能完成的情形下,公司和投资人将自行承担各自的成本和费用。若公司单方面决定终止投资完成,公司将承担投资人(或通过其代表)依照本投资条款而合理支出的全部成本和费用(包括但不限于交易文件的准备、谈判以及尽职调查费用),其上限为20万美元。

  Confidentiality

  保密性 The terms and conditions stipulated in this Term Sheet, including its existence, and the information about the Company shall be confidential information and shall not be disclosed to any third party unless required by applicable law or regulations of any stock exchange. This restriction does not apply to employees, legal counsels, accountants, and other professional advisors of the Company, the Founders, or the Investors, on a need-to-know basis.

  本投资条款规定的条款和条件,包括本投资条款的存在,以及关于公司的信息均为保密信息,除非适用法律或股票交易所规则要求,不得向任何第三方披露。上述限制不适用于公司、创始人股东或投资人的员工、会计师、律师及其他专业顾问(因其需要获知相关信息)。

  Language of Performance

  履行语言 All notices, communications, and proceedings relating to this Investment and the exercise or performance of the parties’ respective rights and duties will be in English.

  所有与本次投资相关的通知、来往函件和记录,以及各方权利和责任的行使、履行,均应以英语进行。

  Termination

  终止 The CN and CN Holders’ rights hereunder terminate upon the closing of any Qualified IPO, except for any public offering or registration rights, which continue for the respective agreed periods. In the event of a Qualified IPO, the terms of the CNs and CNs will have to be disclosed in the offering document / prospectus and therefore the confidentiality clause can no longer be able to complied with.

  本投资条款中可转换债券及可转换债券持有人的权利在合格IPO完成后即终止,但公开发行及注册权除外(该权利持续至相应的约定期限)。合格IPO发生时,可转换债券及可转换债券的相关条款须在发行文件/招股说明书中披露,因而保密条款不再适用。

英文合同 篇6

  THIS AGREEMENT OF LEASE is made on this 16th day of December 20xxby and BETWEEN:

  Mrs. Ghazala Waheed w/o Abdul Waheed, Adult, R/o House No.***-*, DHA, Lahore Cantt, (hereinafter to as the LESSOR of the ONE PART).And Mr.* ***,R/o China, refereed to as the LESSEE of the OTHER PART.(Expression “LESSOR”and “LESSEE” wherever the context so permit shall always mean and include their respective heirs, successors legal representative and assignees).

  WHEREAS the LESSOR is the lawful owner and in lawful possession of House No,***-*,DHA,Lahore Cantt, consisting of 4 Bedrooms with bath, D/D,TV; Lounge, Kitchen, Store, Servant, Quarter together with fixtures and fitting (hereinafter collectively called the DEMISED PREMISES).

  AND WHEREAS the LESSOR has agreed the lease and the LESSEE has agreed to take on lease the DEMISED PREMISES on the terms and condition as given below:

  1. This agreement in only valid if LESSEE is renewed and extended for the lease period.

  2. The LESSOR lets LESSEE takes the DEMISSED PREMISES for a period of 12 months Commencing from 15th January 20xx. The Lease is renewable for a further period as may be mutually agreed in writing on expiry of the lease period

  3. The rent of the DEMISED PREMISES shall be USD3,300/-(US dollars Three Thousand and Three hundred Only) per month

  4. The LESSOR hereby acknowledges receipt of the sum of USD.19,800/-(US dollars Nineteen Thousand and eight Hundred Only) per month.

  5. It is hereby agreed between the parties that the LESSEE shall pay the aforesaid monthly rent

  USD. 3,300/-(US dollars Three Thousand and Three hundred Only) as the monthly rental advance by 20th of each calendar month for which if is due after completion of advance rent period ending on 15th July 20xx.

  6. That the LESSOR hereby acknowledges receipt of the sum of Rs.60,000/-(Rupees Sixty Thousand Only) from the LESSEE as FIXED EDPOSIT SECURITY which shall be refunded to the LESSEE on giving back the vacant possession of the DEMISED PREMISES after deduction of damages/shortages outstanding bills for Electricity, Water, Gas and Telephone charges etc, against the DEMISED PREMISES.

  THE LESSEE HERBY CONVENANTS WITH LESSOR AS FOLLOWING:

  To pay to the LESSOR the rent hereby reserved in the manner before mentioned.

  Signature: Signature:

  Stamp: Stamp:

  Date: Date:

英文合同 篇7

  借款人:

  borrower:

  贷款人:

  lender:

  抵押人:

  mortgagor:

  保证人:

  surety :

  出质人:

  pledgeor:

  为明确各方权利和义务,根据《合同法》、《贷款通则》和其他有关法律、法规,订立本合同。

  this contract is made in line with the contract law of the peoples republic of china and the general provisions of loans of the peoples bank of china to specify the rights and obligations of parties involved.

  借 贷 条 款

  loan borrowing clause

  第一条 借款金额。见36.1

  article 1. amount of loan: refer to 36.1

  第二条 借款用途。见36.2

  article 2. purpose of loan: refer to 36.2

  第三条 借款期限。

  article 3. life of loan

  3.1见36.3.

  3.1 refer to 36.3

  3.2借据或贷款凭证是本合同不可分割的组成部分。借款的实际放款日和还款日以借款人、贷款人双方办理的借据或凭证上所记载的日期为准。除日期外,借据或凭证其他记载事项

  如与本合同不一致的,以本合同为准。

  3.2 a certificate of indebtedness or a loan voucher is an integral part of this contract. the date of advance and payment due date shall follow the date specified on the certificate of indebtedness or loan voucher . where there is any inconsistency between the stipulations on the certificate of indebtedness or loan voucher and the terms and conditions on this contract except date, the latter shall prevail.

  第四条 借款划付。在借款人办妥借款手续后5个营业日内将全部款项划至借款人指定的账户,划付次数、时间、金额见 36.4 .

  第五条 article 4 transferring of loan. the full amount of loan shall be transferred to an account designated by the borrower within 5 working days from the date of completing borrowing procedure. refer to 36.4 for the frequency, time and amount of transferring

  第五条 借款利率和计息。

  article 5. interest rate of loan and calculation

  5.1借款利率。本合同项下借款利率根据国家有关规定,确定利率见36。5 .遇利率调整时,借款期限在1年(含)以下的,执行合同利率,不分段计息;借款期限在1年以上的,实行分段计息,从利率调整的次年1月1日开始,按相应利率的档次执行新的利率;如借款人未按约定时间归还借款本息或未按合同约定用途使用借款,贷款人将按国家规定对借款人计收罚息,罚息率见36.6.

  5.1 interest rate of loan: the interest rate under this contract is specified in 36.5 in line with relevant rules. in case of change of interest rate, the interest rate stipulated in the contract shall prevail for loans with a life of less than or equal to one year; for loans with a life exceeding one year, the interest shall be calculated on a multi-stage basis, i.e. from next jan. 1st following the adjustment of interest rate, the new rate shall prevail. in case the borrower fails to repay the principal and interest before the due date, or fails to use the loan for purposes as agreed in this contract, the lender shall be entitled to collect default interest in line with relevant rules. the default interest rate is specified in 36.6.

  5.2遇利率调整时,实行分段计息的,贷款人有权根据国家有关规定自行调整,不另行通知借款人。

  5.2 in case of calculating interest on multi-stage basis due to adjustment of interest rate, the lender shall be entitled to adjust the interest rate on his own without further notice to the borrower.

  第六条 还款方式。

  article 6 type of repayment of loan

  6.1借款人应在贷款人开设帐户,户名和帐号见 36.7 ,并保证在每次还款日前足额存入当期应还款项的存款。借款人在此授权贷款人从借款人该帐户中扣收借款本金、利息和可能发生的复利、罚息、违约金、保费、损害赔偿金及实现债权的费用(含律师费和诉讼费)如该帐户资产不足以归还到期的贷款本息,贷款人有权从借款人在中国工商银行任何分支机构开立的任何帐户划收。

  6.1 the borrower should open an account with the lender( the account name and account number are specified in 36.7.) and promise to deposit sufficient money for repayment before each due date. the borrower hereby authorizes the lender to collect , if any, compound interest, default interest, liquidated damage, premium, compensation and expenses arising from the realization of creditors right (including lawyers fee and court expense)in addition to due principal and interest of loan. in case the asset in this account is not enough for repayment of due principal and interest, the lender shall be entitled to collect from any account opened by the borrower with any branch of icbc.

  6.2贷款人与借款人双方商定,自贷款发放次月起,借款人按月归还贷款本息(一次性还本付息除外),还款期数及还款方式见 36.8 .

  6.2 the borrower shall repay the principal and interest on a monthly basis (except repaying principal and interest in a lump sum) from the second month following the issuing of loan , as agreed between the borrower and lender. the repayment tenors and type are specified in 36.8.

  6.3借款期间遇利率调整,如执行本合同5.1条实行分段计息的,对借款期限在1年以上的,应从利率调整的次年1月1日开始根据未偿还借款余额和剩余还款期数进行调整,重新计算还款金额。

  6.3 in case of multi-stage calculation of interest as specified in 5.1 due to adjustment of interest rate during the life of loan, the repayment amount for loans with a life exceeding one year shall be recalculated on the basis of balance of unpaid loan and the rest of repayment tenor from next jan. 1st following the adjustment of interest rate.

  6.4借款人提前归还贷款须经贷款人书面同意,,提前归还部分的利息仍按本合同约定的利率和该部分实际使用天数计算。

  6.4 repayment of the loan ahead of schedule by the borrower shall be subject to written consent from the lender. the interest of prepaid amount should be calculated on the basis of rate specified in this contract and actual days.

  第七条 担保方式。本合同的担保人及担保方式见 36.9.具体约定由本合同中相应的担保条款确足。

  article 7 guaranty type. the guarantor and guaranty type under this contract is specified in 36.9. the specific stipulations are stated in corresponding guaranty clauses.

  第八条 借款人的权利、义务。

  article 8 rights and obligations of the borrower.

  8.1借款人的权利:

  8.1 rights of the borrower.

  按本合同约定的期限和用途取得和使用借款;

  obtain and use the loan for the period and purposes as agreed in this contract.

  违反借款合同的责任:

  1、贷款方的责任:贷款方不按合同规定及时贷款,应偿付违约金。

  2、借款方的责任:借款方不按合同规定归还贷款的,应当承担违约责任,并加付利息。借款方不按合同规定使用政策性贷款的,应当加付利息;贷款方有权提前收回一部分或全部贷款。

  民间借款合同的注意事项:

  随着市场经济的发展,经济生活较为宽裕,资金使用效益被受到重视,民间债权债务关系日趋增多。那么,怎样才能较好的保护民间债权债务关系的合法有序以及当事人的合法权益呢?我们的处理经验是 :

  1.诉讼时效问题。需要注意:借款没有约定还款期限的,债权人可以随时提出还款主张,不受两年诉讼时效的限制,但提出还款主张后两年内没有继续主张的,视为超过诉讼时效,法律不予支持。

  2.原告主张债权必须提供书面借据;无书面借据或无法提供的,应提供必要的事实根据或与自己无利害关系的两人以上的证人证言,来支持自己的主张。欠条或者借条在债务人之手时一般将被推定为该债务已经清偿。

  3.民间借贷的利率可以高于银行利率,但最高不得超过银行利率的4倍(含利率本数),但一定要明确约定,没有约定利息的,视为无息借款。约定超出银行同期利率4倍的,超出部分的利息依法不予保护。出借人不得将利息计入本金谋取高利,审理中发现借款人将利息计入本金计算复利的,只返还本金。

  4.出借人明知是为了进行非法活动而借款的,典型的例子是赌债,其借贷关系不予保护。对双方的违法借贷行为,可按照有关法律予以制裁。

  5.行为人以借款人的名义出具的借据代其借款,借款人不承认,行为人又不能证明的,由行为人承担民事责任。如借款系用于夫妻共同生活,则由夫妻双方共同偿还。

  6.合伙经营期间,个人以合伙组织的名义借款,用于合伙经营的,由合伙人共同偿还;借款人不能证明借款用于合伙经营的,由借款人偿还。

  7.借款的抵押如果涉及不动产,要到相关部门办理登记手续,才能对抗第三人。

  8.债权文书如办理可强制执行的公证,则可不经法院审理,直接向法院申请强制执行。

  9.还款期满后6个月内必须向担保人主张权利,如过期则担保人一般不承担担保责任。

  10.为延长诉讼时效可以用邮政特快专递不断寄送追款函,邮件回执单必须明确注明寄送的内容,如要求还款1万元的函、要求担保人承担担保责任的函。

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